> ## Documentation Index
> Fetch the complete documentation index at: https://laas.mippo.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction to Supercosmos for Platforms: Pix and stablecoins

> Embed Pix to stablecoin flows in your app with Supercosmos's KYC screening and settlement APIs, built for platforms.

## What is Supercosmos for Platforms?

**Supercosmos for Platforms** lets B2B platforms embed instant Pix → stablecoin onramp flows inside their own applications.

> [card] Invisible Onboarding
>
> Your users never leave your app. KYC is embedded via our SDK — Supercosmos handles Sumsub verification and sanctions screening, and keeps records under its retention policy.

> [card] Pix Payment
>
> Users pay in BRL via Pix. Supercosmos generates the QR code, listens for the payment, and triggers settlement automatically.

> [card] Non-Custodial Settlement
>
> Stablecoins (USDT, USDC) settle directly to your user's self-custody wallet. Supercosmos never holds user funds.

## Three onboarding models

> [card] Direct Onboard
>
> Supercosmos onboards the end-user. Best for platforms launching quickly with no existing KYC stack.

> [card] Client via Platform
>
> You run KYC using your own vendor; Supercosmos accepts your KYC token and adds its own independent screening.

> [card] Shared
>
> Hybrid model — Supercosmos and your platform share KYC data. Common for platforms that already collect identity data and want lighter onboarding.

## Compliance controls

Supercosmos runs these controls:

* **Travel Rule** — 100% of virtual asset transfers carry originator + beneficiary data.
* **COAF / OFAC / UN** — Sanctions screening on every KYC submission, independent of your own KYC vendor.
* **Record retention** — Records are kept under Supercosmos's retention policy.

Each platform is responsible for assessing its own regulatory obligations.

## Base URLs

| Environment | URL |
| - | - |
| Production | `https://api.mippo.io` |
| Sandbox | `https://sandbox-api.mippo.io` |
| API Version | `v1` |

> [!NOTE]
>
> Sandbox is fully functional with test credentials. Pix payments in sandbox are simulated — no real BRL is moved.


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